IRDAI-Licensed Insurance Broker
Get best solutions in General Liability, Property & Casualty, Group Insurance, Marine Cargo, and other specialised covers.
Share your name and number. One of our experts will call you.
Pays the medical bills and legal compensation when a worker is injured on the job. Required by law for factories and workshops.
Covers your plant and stock against fire and flood. Also covers machinery breakdown and business interruption, the income lost while the factory is shut.
Pays when your product or premises injures someone or damages their property. Can extend to product guarantee and the cost of a recall.
Pays people outside your plant hurt by a leak or escape of hazardous chemicals. Required by the Public Liability Insurance Act of 1991.
Pays when a batch that has left your plant injures someone or damages property. Also pays the cost of pulling that batch back from the market.
Covers your duty of care to the volunteers who test your new medicines. Pays compensation and legal costs when a volunteer is harmed during the trial.
An insurer's written promise to your client that you will finish the contract. It replaces the bank guarantee and frees your working capital.
One policy for the whole project site. All risk means it covers any accidental loss or damage to the works unless clearly excluded.
Pays when your site work injures an outsider or damages someone else's property. Many large clients ask for this cover before awarding a contract.
Covers all your trucks and other vehicles on a single policy with one renewal date. Easier to manage than a separate policy for each vehicle.
Covers your legal duty as the transporter when a customer's goods are lost or damaged in your care. The goods themselves are insured separately.
Covers the consignment itself while it moves by road, rail, sea or air. Pays if the goods are lost or damaged anywhere along the journey.
One health policy that covers all your employees and their families. Hospital bills are paid by the insurer, not by your staff.
Pays the client's loss and your legal costs when your firm's work or advice goes wrong. Indemnity simply means the insurer pays that loss for you.
Pays you when a customer does not pay an invoice. Useful when you bill large clients on credit of thirty, sixty or ninety days.
One policy for your hospital or clinic's building, equipment and stock. Also covers public liability, the compensation owed when a visitor is hurt on your premises.
Pays compensation and legal costs when a claim arises from medical treatment or advice. Indemnity means the insurer bears that loss, not the doctor.
Pays to repair or replace an MRI, CT or cath lab machine when it fails. These machines cost crores and earn only while they run.
Covers your goods while they travel by sea, air or road. Pays if the shipment is lost or damaged on the way to the buyer.
Pays the cost of pulling a faulty batch back from the market. Also covers claims when a sold product fails to do its job.
Pays you when an overseas buyer does not pay for a shipment. Protects your cash when you ship first and collect payment later.
Covers damage to the aircraft itself, which insurers call the hull. Also pays your legal liability, the compensation owed when passengers or others are hurt.
Pays a pilot or crew member when a medical condition costs them their flying licence. The benefit is paid whether the loss is temporary or permanent.
Personal accident cover for pilots, flight crew and ground staff. Pays a fixed sum when an accident causes death or lasting injury.
Pratiraksha arranges over ₹300 crore of cover for us, and they handle it with real professionalism, well-run processes and deep knowledge of the subject. On any issue or claim query, they go out of their way to resolve it.
Sanjeev Sharma
We depend on Pratiraksha for our Marine, Workmen Compensation, Liability and all our other insurance needs, and the whole experience is hassle-free. For anything at all, their support and expertise is just a call or a message away.
Jiten Agarwal
We have a workforce of 6,000 employees, so nothing about our insurance is ever simple. Pratiraksha handles all of it for us: group insurance, workmen compensation, gratuity funding and everything else insurance related.
Hardik Shukla
We run a fleet of more than 30 trucks and Pratiraksha has covered every one of them for the last 5 years. Their service is the reason we have never looked anywhere else.
The people at Pratiraksha Insurance Broking are very cordial and always ready to help me and my company and instantly give resolutions to my insurance requirements. They are always ready to go out of the way to support.
